:root{
  --bg:#f7fbff;
  --card:#ffffff;
  --text:#0c1323;
  --muted:#5c667a;
  --line:#d7deea;
  --brand:#1f6feb;
  --brand2:#0ea5e9;
  --ok:#16a34a;
  --warn:#b91c1c;
  --soft:#eef2f8;
  --radius:22px;
  --shadow:0 14px 36px rgba(14, 20, 40, .12);
  --wrap:1120px;
  --font: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, "Noto Sans", "Helvetica Neue", sans-serif;
}

*{box-sizing:border-box}
html,body{height:100%}
body{
  margin:0;
  font-family:var(--font);
  color:var(--text);
  background:var(--bg);
}

a{color:var(--brand); text-decoration:none}
a:hover{text-decoration:underline}

.wrap{max-width:var(--wrap); margin:0 auto; padding:0 18px}
.muted{color:var(--muted)}
.small{font-size:.92rem}
.kbd{font-family:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace; background:#fff; border:1px solid var(--line); padding:2px 6px; border-radius:8px}

.skip{
  position:absolute; left:-9999px; top:auto; width:1px; height:1px; overflow:hidden;
}
.skip:focus{left:18px; top:18px; width:auto; height:auto; padding:10px 12px; background:#fff; border:1px solid var(--line); border-radius:12px; z-index:999}

.topbar{
  position:sticky; top:0; z-index:50;
  background:rgba(255,255,255,.8);
  backdrop-filter:saturate(140%) blur(10px);
  border-bottom:1px solid rgba(215,222,234,.8);
}
.topbar__inner{display:flex; align-items:center; justify-content:space-between; gap:14px; padding:12px 0}

.brand{display:flex; align-items:center; gap:12px}
.brand__logo{
  width:40px; height:40px; border-radius:14px;
  display:grid; place-items:center;
  background:linear-gradient(135deg, var(--brand), var(--brand2));
  color:#fff; font-weight:900;
  box-shadow:0 10px 22px rgba(31,111,235,.25);
}
.brand__name{font-weight:900}
.brand__tag{font-size:.88rem; color:var(--muted)}

.nav{display:flex; gap:14px; flex-wrap:wrap; align-items:center}
.nav a{font-weight:700; color:#1b2b4a}
@media (max-width: 920px){ .nav{display:none} }

.btn{
  display:inline-flex; align-items:center; justify-content:center;
  padding:11px 14px; border-radius:16px;
  background:var(--brand); color:#fff; font-weight:800;
  border:1px solid transparent;
  box-shadow:0 10px 22px rgba(31,111,235,.22);
}
.btn:hover{text-decoration:none; filter:brightness(.98)}
.btn--ghost{background:#fff; color:var(--brand); border-color:var(--line); box-shadow:none}
.btn--full{width:100%}

.hero{
  padding:46px 0 22px;
  background:radial-gradient(1100px 600px at 15% 0%, rgba(31,111,235,.16), transparent 55%),
             radial-gradient(900px 520px at 85% 10%, rgba(14,165,233,.14), transparent 50%),
             linear-gradient(180deg,#ffffff, #f7fbff);
  border-bottom:1px solid rgba(215,222,234,.7);
}
.hero__grid{display:grid; gap:18px; grid-template-columns:1.05fr .95fr; align-items:start}
@media (max-width: 920px){ .hero__grid{grid-template-columns:1fr} }

.badge{
  display:inline-flex; gap:8px; align-items:center;
  padding:6px 10px; border-radius:999px;
  background:#fff; border:1px solid var(--line);
  color:#324b77; font-weight:800; font-size:.85rem;
}
.badge::before{content:"●"; color:var(--warn); font-size:.7rem}

.h1{font-size:2.25rem; line-height:1.12; margin:.55rem 0 .7rem}
.h2{font-size:1.55rem; margin:0 0 .55rem}
.h3{font-size:1.1rem; margin:0 0 .35rem}
.lead{font-size:1.06rem; line-height:1.6; color:#22324f; margin:0 0 14px}

.card{
  background:var(--card);
  border:1px solid var(--line);
  border-radius:var(--radius);
  box-shadow:var(--shadow);
  overflow:hidden;
}
.card__head{padding:14px 16px; border-bottom:1px solid var(--line); background:linear-gradient(180deg,#fff,#fbfcff)}
.card__title{font-weight:900}
.card__body{padding:14px 16px}

.hero__media{
  border-radius:var(--radius);
  border:1px solid var(--line);
  background:#fff;
  overflow:hidden;
  box-shadow:var(--shadow);
}
.hero__media img{display:block; width:100%; height:auto}
.hero__media .caption{padding:10px 12px; border-top:1px solid var(--line); color:var(--muted); font-size:.9rem}

.callout{
  border-radius:var(--radius);
  border:1px solid #ffd4d4;
  background:#fff5f5;
  padding:12px 14px;
  margin:12px 0 14px;
}
.callout--soft{border-color:var(--line); background:var(--soft)}

.grid2{display:grid; gap:18px; grid-template-columns:1fr 1fr}
.grid3{display:grid; gap:18px; grid-template-columns:1fr 1fr 1fr}
@media (max-width: 920px){ .grid2,.grid3{grid-template-columns:1fr} }

.checks{list-style:none; padding:0; margin:12px 0 0; display:grid; gap:8px}
.checks li{display:flex; align-items:flex-start; gap:10px; color:#22324f}
.checks li::before{content:"✓"; color:var(--ok); font-weight:900; margin-top:1px}

.bullets{margin:0; padding-left:18px; color:#22324f}
.bullets li{margin:8px 0}
.pills{display:flex; flex-wrap:wrap; gap:8px; margin:10px 0 0}
.pill{background:#fff; border:1px solid var(--line); border-radius:999px; padding:6px 10px; font-weight:800; color:#2b426f; font-size:.88rem}

.section{padding:34px 0}
.section--alt{background:#fbfcff; border-top:1px solid rgba(215,222,234,.7); border-bottom:1px solid rgba(215,222,234,.7)}

.timeline{display:grid; gap:10px}
.step{
  display:flex; gap:12px; align-items:flex-start;
  border:1px solid var(--line);
  background:#fff;
  border-radius:18px;
  padding:12px 14px;
}
.step__n{
  width:30px; height:30px; border-radius:12px;
  background:rgba(31,111,235,.12);
  border:1px solid rgba(31,111,235,.25);
  display:grid; place-items:center;
  font-weight:900; color:var(--brand);
}
.step__t{font-weight:900}
.step__d{margin-top:3px; color:#22324f}

.form{display:grid; gap:10px}
label{display:grid; gap:6px; font-weight:900}
input,select,textarea{
  border:1px solid var(--line);
  border-radius:16px;
  padding:11px 12px;
  font:inherit;
  outline:none;
  background:#fff;
}
textarea{min-height:92px; resize:vertical}
input:focus,select:focus,textarea:focus{border-color:rgba(31,111,235,.6); box-shadow:0 0 0 4px rgba(31,111,235,.12)}
.honeypot{display:none !important}

.faq{display:grid; gap:10px}
details{
  border:1px solid var(--line);
  border-radius:18px;
  background:#fff;
  padding:12px 14px;
}
summary{cursor:pointer; font-weight:900}
details p{margin:10px 0 0; color:#22324f}

.footer{margin-top:18px; border-top:1px solid rgba(215,222,234,.8); padding-top:18px}
.footer__grid{display:flex; align-items:flex-start; justify-content:space-between; gap:14px; flex-wrap:wrap}
.footer__title{font-weight:1000}
.footer__links{display:flex; gap:12px; flex-wrap:wrap}